Packaged Bank Account Charges

Do you have one of these accounts, if so the account may have been mis-sold.


  • Club Lloyds.
  • Lloyds Silver.
  • Lloyds Advantage Gold.
  • Lloyds Platinum.
  • Lloyds Premier
  • Barclays Current Account Plus
  • Barclays Additions First.
  • Barclays Graduate Additions.
  • Barclays Additions.
  • Barclays Additions Active.
  • Barclays Additions Plus.
  • Barclays Additions Premier.
  • Barclays Additions Premier Life 25.
  • NatWest Silver.
  • NatWest Advantage Gold.
  • NatWest Platinum.
  • NatWest Select Premium.
  • NatWest Black.
  • HSBC International.
  • HSBC Bank Account Pay Monthly.
  • HSBC Advance.
  • HSBC Passport.
  • HSBC Premier.
  • RBS Select Silver.
  • RBS Royalty Gold.
  • RBS Platinum.
  • RBS Black.
  • Bank of Scotland Silver.
  • Bank of Scotland Classic Account with Control.
  • Bank of Scotland Ultimate Reward.
  • Bank of Scotland Platinum.
  • Halifax Current Account with Control.
  • Halifax Ultimate Reward.
  • Santander 123 Account.
  • Santander Choice Current Account.
  • Yorkshire Bank Current Account.
  • Yorkshire Bank Signature Current Account.
  • Co-Operative Privilege.
  • Co-Operative Privilege Premier.
  • Marks and Spencer’s Premium Account.
  • Marks and Spencer’s Premium Account.
  • Nationwide Flex Plus.

Have I been mis-sold a packaged bank account?

Packaged Bank Account charges are basically fees that are applied to a Banks’ current accounts, charged on a monthly basis. The Bank charges this monthly fee and provides the client with a “package of benefits” which can include travel insurance, roadside assistance and also cheap rate entrance to various attractions throughout the country.

Examples of items that maybe included in a typical PBA:

  • Mobile Phone Insurance
  • Travel Insurance
  • Breakdown Cover
  • Cinema Tickets
  • Attraction or Event Tickets

A majority of the bank accounts have varying different packages, and some include these styles of benefits, but others, for instance, just have benefits which secure a cheaper rate on a personal loan or credit card.

How have banks mis-led their customers?

Packaged Bank Accounts are far more profitable than regular current accounts. Therefore banks were and in some cases still are, upgrading customer’s accounts without need and in some cases without the customer being made aware.

Packaged Bank Account Claim Checker

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